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The J.G. Wentworth Company is a diversified consumer financial services company. The Company is focused on providing direct-to-consumer access to financing needs through a variety of solutions, including: mortgage lending and refinancing, personal and business lending, annuities and structured settlement payment purchasing, and prepaid cards. The firm is currently traded publicly on the NYSE (Symbol: JGW).〔http://www.thestreet.com/story/12061176/1/jg-wentworth-ipo-down-the-pre-crisis-rabbit-hole.html〕 In the United States the company is most commonly known for its advertising commercials that feature "Mr. Wentworth", but more recent commercials include a Wagnerian Opera singer. The tagline featured in the commercials is "''It's your money, use it when you need it!''" == History == J.G. Wentworth was Founded in 1991 as a merchant bank specializing in transactions in the healthcare industry. In 1992 the company began to purchase New Jersey's auto insurance deferrals from claimants who could not afford to wait 12 to 18 months for their settlements. By the late 1990s, JGW began to focus on the structured settlement and annuity business. JGW has issued 34 securitizations, which are backed by both structured settlements and annuities receivables totaling over US $2.3 billion. In July 2012, the company completed $169.5 million securitization of notes that were backed by structured settlement and fixed annuity payments.〔(JGWPT Holdings Completes $169.5 Million Securitization | EON: Enhanced Online News )〕 The earliest securitization of 2012 was in March, for US $244 million with Class A notes rated Aaa by Moody's and AAA by DBRS. Since 1992 JGW has purchased US $4 billion in future payment obligations from consumers. As of November 2010, the company has completed a US $212 million securitization consisting of two classes of notes: Class A notes rated Aaa and Class B notes rated A2 by Moody's Investors Service, in addition to a Residual Class of US $14.8 million retained by the Company. Prior to 1999 there was no state regulation for structured settlements in the state of New York. Eliot Spitzer entered into a contract with J.G. Wentworth to help protect New Yorkers from selling their settlements at exorbitant rates. The agreement stipulated that J.G. Wentworth could receive a rate of no more than 25 percent of the annual discount rate of annuities it had purchased from a citizen of the state of New York.〔http://www.ag.ny.gov/media_center/1999/jul/jul29b_99.html〕 At the time, a JGW executive told the New York Times that the firm sought the agreement because of the rate at which its business had grown in recent years. In 2015, J.G. Wentworth began expanding their financial offerings by purchasing WestStar Mortgage for $54 Million in cash and Class A common shares. In the same year, the company also announced a partnership with Visa to offer a prepaid card to customers, as well as a partnership with Avant_(company) to connect callers looking for loans and other financial assistance not previously offered by J.G. Wentworth. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「J.G. Wentworth」の詳細全文を読む スポンサード リンク
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